Bilingual Credit Analyst, SMB (French Required)
Introduction
Are you ready to apply your credit analysis skills in a dynamic, high-growth environment? Our client is seeking a Bilingual Credit Analyst, SMB to join their Toronto-based team in a hybrid capacity. This role offers the perfect mix of in-office collaboration and remote flexibility. If you're fluent in French and English and enjoy applying your business acumen to real-world credit decisions, this is your opportunity to grow your career in financial services.
What You’ll Do
You’ll be responsible for assessing risk across a range of small and medium-sized business clients. Your work will include underwriting new accounts, reassessing flagged merchants, and ensuring ongoing compliance with credit, fraud, and regulatory standards. This role offers exposure to a wide range of clients, continuous learning, and opportunities to collaborate across departments.
Responsibilities
• Review merchant applications using established underwriting criteria
• Re-assess flagged accounts for volume or transaction anomalies
• Perform credit risk assessments of existing high-risk merchants
• Analyze financial, business, and personal credit information
• Support merchant onboarding with credit policy explanations
• Collaborate with fraud teams to monitor high-risk merchant activity
• Assist peers with vacation relief, project support, and workload spikes
• Maintain accurate documentation and reporting
Qualifications
• Fully bilingual in French and English
• 1 to 3 years of experience in credit analysis, finance, or related field
• Bachelor’s degree in Business, Accounting, or Finance preferred
• Experience analyzing personal and commercial credit reports or financial statements
• Proficiency in Microsoft Office applications
• Strong communication, analytical, and organizational skills
• Payment industry experience is an asset
• Ability to think critically and work independently
Benefits
• Salary range: $56,800 to $79,520
• Performance-based bonus eligibility
• Flexible benefits from day one, including HSA or PSA options
• Company-matched pension and profit-sharing plans
• Access to Coursera, mentorship, and internal mobility programs
• Virtual healthcare, wellness initiatives, and EAP support
• Hybrid work flexibility and paid time off programs
• Exclusive banking perks and employee discounts
Why Work with Us
Our client provides more than a job—they offer a pathway to grow your expertise in credit and finance while being part of an inclusive, forward-thinking team. With industry-leading benefits, flexible work arrangements, and access to continuous learning, you’ll be supported at every stage of your journey.
Disclosure: “Bilingual Source uses artificial intelligence (AI) technology to assist in screening and assessing applicants for this position. This technology helps us match your unique language skills and professional experience with the specific needs of our clients. Final hiring and interview decisions continue to be made by our human recruitment experts.”
Vacancy: This is an existing vacancy with immediate availability. Our client is currently seeking Bilingual Credit Analyst, SMB (French Required).
